Municipality Insurance

SENAV Insurance works with PennPRIME to provide coverage and service to:
Cities • Townships • Boroughs • Authorities • Tax Collection Committees


We are municipal specialists who fight as hard as you do to reduce risk. We offer you
informed services and unique benefits that cookie-cutter insurers cannot
provide. From loss control funding to education and legal protection, we go beyond
insurance coverage to be part of your team. Our structure differs from commercial
insurance because we were founded by municipal managers, and PennPRIME is
owned by our members. Member contributions to the PennPRIME Trusts earn
investment income. Surplus monies are returned to the members in the form of
credits or are used to enhance coverages and benefit

Coverage

  • Property
  • Auto Physical Damage
  • Auto Liability
  • General Liability
  • Employee Benefit Liability
  • Public Officials Liability
  • Employment Practices Liability
  • Police Professional Liability
  • Cyber
  • Crime
  • Volunteer Insurance Program for entity residence
    PennPRIME Workers’ Compensation Trust
  • Statutory Workers’ Compensation
  • Employer’s Liability
  • Public Law 477 Liability – Heart & Lung

Services

  • Risk Management Assessments
  • Customized, On-Site Risk Management Training
  • Safety Committee Certification Assistance
  • Worker Safety Programs
  • Sample Risk Management Policies
  • Claims Analysis & Trending
  • Risk Management Collaboration
  • Property Appraisals
  • Elevator Inspections
  • Boiler Inspections
  • Contract Review for insurance purposes
  • Prompt and personal service
  • Personalized claims service by adjusters specializing in
    municipal tort liability and the Heart and Lung Act
  • Defense counsel selected for their strong defense in
    municipal tort and case law